The final dispute centered on how much damage remained after the January 2024 inspection. Farmers made payments totaling $5,181.67 and $842.84, while the Johnsons alleged the damage totaled $19,171.42. When the Johnsons filed suit in August 2024, Farmers moved for summary judgment based on a clause in the policy that required any lawsuit to be filed within two years of the loss. Since the derecho hit in August 2020, the insurer argued, the deadline had long passed.
Iowa court upholds insurer’s two-year deadline, rejects independent agent policy request
By Awais
