The case is a reminder that the scope of permissive-use coverage is not unlimited. Permission to drive, on its own, does not guarantee coverage if the policy contains a valid exclusion that applies to the driver’s circumstances. And in Arkansas, the court made clear, the question of whether such exclusions should be banned is one for the legislature, not the judiciary.
Arkansas court upholds insurer’s right to deny unlicensed driver coverage
By Awais
