Insurance costs have done much of the heavy lifting. Insurify’s 2026 home insurance report put Florida’s average annual premium at $8,292 in 2025, an 18% rise on the prior year, while data cited by CMS Law Group put cumulative statewide rate increases at roughly 30% since 2022, and around 40% in Central Florida.
Insurance premiums emerge as frontline driver of Florida foreclosures
By Awais
