On the day of the crash, the complaint alleges, that trailer was hooked to a 1990 Freightliner tractor owned by Lorna Bean Trucking and driven by a driver it employed. The underlying claimant, who alleges he was injured, sued. GEICO, which paid his no-fault benefits, filed a subrogation action; the filing says it paid $50,000 in Personal Injury Protection benefits and $18,832.62 in additional PIP benefits.

