From sector classifiers to executive KPIs, Relm made AI a core operating discipline
Author: Awais
How Employers scaled underwriting and claims performance through disciplined, explainable AI
Update: On February 3, 2026, the President signed the “Consolidated Appropriations Act, 2026” which includes funding provided in the FY 2026 National Security, Department of State and Related Programs (NSRP) appropriations bill and accompanying explanatory statement detailed below. This resource was originally published on January 14, 2026. On January 11, 2026, the Appropriations Committee released the FY 2026 National Security, Department of State and Related Programs (NSRP) (formerly State, Foreign Operations, and Related Programs [SFOPs]) appropriations bill and accompanying explanatory statement. The bill and explanatory statement include funding for U.S. global health programs at the State Department. Funding for global…
SageSure has now secured its latest catastrophe bond, pricing the transaction to provide it with $670 million of broad multi-peril reinsurance which makes the new Gateway Re Ltd. (Series 2026-1) issuance the largest in the Gateway series of deals so far, Artemis has learned.SageSure, the catastrophe-exposed property specialist MGU, initially sought $765 million of protection with this new catastrophe bond offering when the deal first emerged back at the middle of January. Then, in our first update on the transaction, the size target was adjusted slightly to between $645 million and $690 million, while the price guidance remained the same…
The report identifies access to professional financial advice as a key factor in retirement readiness, but notes that only 36% of Canadians currently work with a financial adviser. Among those who do, 87% say their adviser helps optimise their retirement plan, 83% say they are educated on financial risks, 82% report being coached toward their goals and 84% say their adviser helps keep them on track.
A proposed amendment to Florida’s constitution that would allow recreational marijuana use for adults is one of 22 citizen initiatives that failed to qualify for the 2026 ballot, state officials said. The Florida Department of State announced Sunday that none of the active proposed constitutional amendments by initiative petition met the legal requirements for placement on the November general election ballot. The deadline for signatures to qualify for the midterm election was Sunday. Smart & Safe Florida, the group behind the marijuana amendment, said they believed they would have the 880,062 signatures needed after all petitions are processed, but state…
Liberty Mutual has received approval to convert three domestic mutual insurance affiliates into stock companies and then merge them into a new wholly-owned subsidiary of Liberty Mutual Holding Company (LMHC). The Massachusetts Division of Insurance has approved the reorganizations of Montgomery Mutual Insurance Co., Liberty Mutual Mid-Atlantic Insurance Co. and Patrons Mutual Insurance Co. of Connecticut. The move is another in a series of streamlining actions taken by the Boston-headquartered insurer in recent years to improve the profitability and efficiency of its operations. Insurance Commissioner Michael T. Caljouw signed off on the reorganization plan on January 15, 2026, affirming testimony…
According to the EEOC’s court filing, the agency is examining whether Nike’s DEI policies – including its 2025 diversity targets – led to “a pattern or practice of disparate treatment against White employees, applicants and training program participants” in employment decisions. Those decisions include hiring, promotions, demotions, layoffs and access to internships, mentoring and leadership‑development programs.
Changes to Medicaid and the ACA Marketplace included in the 2025 reconciliation law are estimated to increase the number of people without health insurance in 2034 by 10 million, which may have an outsized impact on the health center patient population. These coverage losses will be driven primarily by new Medicaid policies like mandatory work requirements for the ACA adult expansion population and the requirement for states to conduct eligibility redeterminations every six months rather than annually, and Marketplace changes, including the elimination of auto renewal and the special enrollment period for people with income less than 150% FPL. These…
Global commercial insurance rates declined by 4% in the fourth quarter of 2025, marking the sixth consecutive quarter of rate decreases, after seven years of increases, according to the Global Insurance Market Index published by Marsh Risk, a business of Marsh. “Growing competition among insurers, coupled with a favorable loss environment and reinsurance pricing, were the primary drivers for the rate decline along with increased market capacity,” Marsh Risk said in a statement. (Editor’s note: Marsh’s Global Insurance Market Index skews toward larger account business). The main exception to the general softening trend was US casualty where rates increased by…
Kevin O’Donnell, the CEO of reinsurer and third-party reinsurance capital manager RenaissanceRe, said today that none of the firm’s investor supported joint-ventures entered 2026 any smaller than they were last year, leading to an expectation of relatively stable fee income ahead.Speaking during the RenaissanceRe earnings call today, Kevin O’Donnell highlighted that fee income generated by the firm’s range of reinsurance joint-venture vehicles and insurance-linked securities (ILS) funds remained attractive in 2025. O’Donnell highlighted fee income earned by the RenaissanceRe Capital Partners business as one of the reinsurers key drivers of profit. On which he said an ambition is to, “Continue…
A former standout tight end for the Ole Miss Rebels, who briefly played in the NFL, faces more than 20 years in prison after he was convicted of defrauding Medicare and a veterans insurance program of $194 million. Joel Rufus French, 47, of Amory, Mississippi, worked with overseas call centers and durable medical equipment firms that he secretly held ownership in to push orthotic braces for elderly people that didn’t need them, prosecutors and court records indicated. “This defendant’s conduct was egregious: He targeted seniors suffering from Alzheimer’s and dementia and billed Medicare for orthotic braces for deceased patients and…
An Ohio couple have been sentenced for devising a scheme to collect more than $2 million dollars in insurance money by conspiring to set insured houses on fire, the U.S. Attorney’s Office, Northern District of Ohio announced this week. Lonnie White, 48, from Willoughby Hills, Ohio, was sentenced to 53 months in prison by Chief U.S. District Judge Sara Lioi after pleading guilty in August to the following charges as outlined in the indictment: Conspiracy to Commit Mail and Wire Fraud Conspiracy to Commit Money Laundering Offenses Conspiracy to use Fire in Commission of a Felony He was also sentenced…
California Gov. Gavin Newsom said he doesn’t see the state having the appetite to take over PG&E Corp., which has come under criticism recently for blackouts that hit San Francisco. “I’m not convinced” the state wants to get into the utility business, Newsom said during an event in San Francisco hosted by Bloomberg News. Related: Edison Sues LA County Over Fire Deaths for Delayed Alerts Newsom previously weighed a possible takeover of PG&E during negotiations over the company’s restructuring after it filed for bankruptcy in 2019 due to billions of dollars of wildfire liability claims. More recently, some elected officials…