Zero knowledge, not just “more encryption” While many specialty vendors tout encryption, Capsara’s Zero Knowledge Architecture is aimed at a stricter standard. Under this model, data is encrypted before it leaves a carrier or agency system, remains encrypted while transiting and resting on Capsara, and can only be decrypted by authorized recipients. The platform itself never holds the keys.
Author: Awais
KFF Health News senior contributing editor Elisabeth Rosenthal discussed the cost of cancer care in the wake of James Van Der Beek’s death on ABC News’ ABC News Live on Feb. 12. Click here to watch Rosenthal on ABC News Live. KFF Health News Southern California correspondent Claudia Boyd-Barrett discussed how families of detainees by the U.S. Immigration and Customs Enforcement agency are struggling to find those who have been hospitalized on KQED’s The California Report on Feb. 10. Click here to hear Boyd-Barrett on The California Report. Read Boyd-Barrett’s “‘I Can’t Tell You’: Attorneys, Relatives Struggle To Find Hospitalized ICE Detainees.”…
Chris Walters (pictured above, right), chief executive officer of Inszone Insurance Services, said Scarbrough, Medlin & Associates has built trust through service, advocacy and accountability. “Their focus on people and relationships mirrors our own philosophy,” Walters said.
Matt Ehrlichman (pictured above), chief executive officer, chairman and founder, said the company executed its transition to the simpler commission model in 2025 and is now positioned to scale. Porch is targeting $600 million of reciprocal written premium in 2026, representing 25% year-over-year organic growth.
The rule states that the lead state commissioner may grant an exemption where an insurance holding company system meets all listed criteria. This includes having annual direct written and unaffiliated assumed premium (including international direct and assumed premium), excluding premiums reinsured with the Federal Crop Insurance Corporation and Federal Flood Program, of less than $1,000,000,000; having no insurers domiciled outside the United States or its territories; having no banking, depository, or other financial entity subject to an identified regulatory capital framework; and attesting that there are no material changes in transactions between insurers and non-insurers and that non-insurers do not…
Sean and Erika Sherwood are suing Farmers’ & Mechanics’ Mutual Insurance Company in federal court, alleging the insurer manufactured a cause of loss to trigger a vacancy exclusion and avoid paying out on a legitimate claim. The suit, filed on February 11, 2026, in the United States District Court for the Middle District of Pennsylvania, brings claims for breach of contract and bad faith under 42 Pa.C.S.A. § 8371.
By KFF Health News Staff Illustration by Oona Zenda February 13, 2026 Article HTML KFF Health News Staff and Oona Zenda Illustration by Oona Zenda Health policy has never looked so flirtatious. Every year, our readers send us valentines that make us swoon, laugh, and occasionally clutch our insurance cards. And in 2026, you did not hold back. You wrote about overcharging, rising insurance, AI in health care, and more. Here are some of our favorites, starting with the poem that stole our hearts like a $0 billing balance — and then was turned into a cartoon by KFF Health News staff…
Global insurance and reinsurance broker Aon has announced that leader Joe Peiser has been appointed as the firm’s new CEO of Risk Capital, a role spanning across both commercial insurance and reinsurance broking responsibilities, with influence on insurance-linked securities and the mechanisms for delivery of risk capacity to support clients.Peiser has most recently been the CEO of Commercial Risk at Aon and the company said a search is underway for a replacement for that now vacant position. As CEO of Risk Capital, Peiser will lead Aon’s Risk Capital capabilities across both the Commercial Risk and Reinsurance Solutions divisions, and he…
Senate Bill 5928 would require insurance companies, when they use third-party wildfire risk scores in home insurance, to disclose the wildfire risk scores, explain the factors behind the score, and provide plain-language steps consumers can take to improve their score. It would also allow property owners to appeal decisions where they have completed mitigation work since the last evaluation or identify demonstrable inaccuracies in the evaluation. The bill is not yet final law; It now moves to the Washington House of Representatives for consideration, meaning key implementation details, including timing, remain unspecified.
One carrier stepped up – the other allegedly went dark for over two years
The maker of a gun accessory tied to a racist shooting that killed 10 Black people at a supermarket in Buffalo will pay $1.75 million to survivors and victims’ families and stop selling the device in New York, state Attorney General Letitia James said Wednesday. The agreement with Georgia-based Mean Arms settles a lawsuit filed by James and covers claims from various victims’ families and survivors of the 2022 attack at Tops Friendly Market. They also reached agreements to resolve their own separate suits against gunman Payton Gendron’s family and a gun seller, Vintage Firearms LLC, the plaintiffs’ lawyers announced…
Andrew Jones CELO COMMUNITY, N.C. — On a 15-degree morning in January, a clinic in the Appalachian Mountains of North Carolina began to fill up with patients. An older couple in flannel pajamas sat together in the waiting room. A toddler waved as Patricia Hall walked past him, a stethoscope draped over her neck. The family physician waved and smiled back. But in the privacy of a conference room, her mood shifted. She is often bogged down with paperwork and can’t get patients timely appointments with specialists. She also fears that a health care worker shortage affecting her clinic —…
California Insurance Commissioner Ricardo Lara is pushing a change to the state’s long-standing intervenor regulations, which enable groups to intervene in rate hearings. Lara on Friday released the amended text of proposed regulations for the intervenor and Administrative Hearing Bureau processes under Proposition 103, reforms he said will increase transparency, improve efficiency and ensure funds used in the rate review process serve the public interest. Related: California Bill Would Require Insurer Claims Handling Plans, and Double Penalties Lara has proposed several changes to state insurance laws to convince insurance carriers to return to writing homeowners insurance in riskier areas of…
Catastrophe bonds and insurance-linked securities became increasingly embedded in reinsurance programmes in 2025, a trend set to continue as investors increasingly look to long-term allocations to the asset class, executives from Howden Capital Markets & Advisory (HCMA) have explained.Reflecting on a busy year for cat bonds and ILS in 2025, HCMA explained that, “Investor appetite across reinsurance and insurance-linked securities (ILS) evolved markedly in 2025, as capital continued to flow into the sector amid attractive risk-adjusted returns and growing institutional confidence.” Over the course of last year’s record levels of issuance, “catastrophe bonds continued their shift from niche to mainstream…