Behind the podium: The insurance gaps facing Olympic-level trainers

For trainers, that translates into the need for meaningful limits. Mendoza-Reid estimates that a comprehensive package for a high-profile or Olympic-level trainer – including professional liability with a $5 million limit, general liability, workers’ compensation if applicable, inland marine for equipment, commercial auto, and up to a $10 million umbrella – can range from $4,500 to $12,000 annually.