Elitium, a UK-based specialist MGA incubated by Mission Underwriters, has been launched to provide commercial combined insurance for select trades within the manufacturing sector, as well as property cover for well-maintained unoccupied residential and commercial properties.
The MGA’s commercial combined appetite covers manufacturing trades, including printers, engineers, metalworkers, electronics, plastics and woodworking businesses – in addition to its unoccupied property portfolio.
The MGA is co-founded and will be led by co-CEOs Linda Bichener, former commercial underwriting manager at the MGA DUAL, and Leah Miller, former senior commercial trading underwriter at DUAL. Between them, Bichener and Miller have 45 years of expertise in underwriting manufacturing and property risks.
“We founded Elitium to bring care, attention and expert judgement back into the underwriting process. We believe that every risk deserves to be properly understood, and every broker deserves direct access to the people making the decisions,” commented Linda Bichener, co‑founder and co‑CEO of Elitium, in a statement.
“That’s why each submission is reviewed by an experienced underwriter, ensuring tailored, contract-certain terms that brokers can present to their clients. We act as a genuine extension of our brokers’ teams, providing specialist underwriting expertise and responsive support,” she added.
“For us, underwriting is a real craft,” said Co‑Founder and Co‑CEO Leah Miller. “Brokers come to us because their clients don’t fit neatly into automated systems, and our role is to listen, advise and build cover that genuinely works in practice, not just in theory. We deliberately limit our appetite to areas we are passionate about and understand deeply, allowing us to underwrite with confidence, consistency, and sound judgement.”
“Elitium embodies exactly what Mission was built to support: experienced underwriters creating specialist MGAs with a clear, long‑term vision, expertise, and a drive to deliver for their partners and clients. I am confident that Leah and Linda’s thoughtful underwriting and deep experience in this specialist area will set them apart,” according toRoss Dingwall, CEO of Mission.
Established in 2021, Mission Underwriters provides a rolling five-year “A-” rated capacity commitment, capital investment and full back-office support, which allows its MGAs to focus on providing best-in-class service to brokers.
Source: Elitium
Topics
Insurance Wholesale
Manufacturing
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