Since the start of 2025, USAA has implemented rate increases in at least 14 states and Washington, D.C., with overall effective hikes of up to 12.5% in California, according to BestLink. Other jurisdictions, including Montana and the District of Columbia, saw overall rises of up to 10.2% and 11.7%, respectively, across various sublines. Smaller overall decreases are taking effect this year in Virginia, down as much as 1.7%, and fractionally in Indiana, although Indiana itself was among the states that saw higher overall effective increases last year.
USAA cuts Florida auto rates as tort reforms ease pressure
