For insurers, the story sits in the application. Great American says it issued the seven policies over about ten months, each naming a defendant entity as first named insured, with periods running from 2025 into 2027. Then it points to what the applicants wrote. MPN-14 Limited Partnership stated on its application for policy F353365 that it “abide[s] with all state tenant/landlord laws,” and Golden Opportunity Investments LP said the same on its June 10, 2025 application, according to the complaint. Great American alleges both statements were false, claiming that on that same date, “local code enforcement agencies had issued code violations for many properties” the entities wanted covered.

