The lawsuit states that on December 10, 2025, the appraisal umpire issued an award for the dwelling loss, setting reconstruction at a “Base Award Total” of $3,050,000 plus $610,000 for General Contractor Overhead and Profit, labeled “Paid When Incurred.” Chubb later paid the base amount for reconstruction but not the $610,000, the Sabris say.
Homeowners sue Chubb over disputed appraisal award and ALE coverage
