House Bill 1186, signed into law by the Governor, overhauls the state’s insurance and liability framework for peer-to-peer car sharing programs, the platforms that connect vehicle owners with drivers to enable the sharing of motor vehicles for financial consideration. The bill was introduced on February 11, 2026, by Delegates Mike Rogers, Scott Phillips, Nicole Williams, and Gabriel Moreno, and assigned to the Judiciary Committee, which returned a favorable report with amendments. The bill was read a second time on March 4, 2026, and the House adopted the committee report with amendments. Following Senate passage, the Governor signed it into law. The new provisions take effect October 1, 2026.
Maryland rewrites insurance rules for peer-to-peer car sharing programs
By Awais
