Then came the lawsuits. According to the filing, claimants have sued Quorum and its hospitals in several states. National Fire says Quorum has covered parts of the SIR in some cases – chiefly by paying defense costs for its hospitals – but is refusing to fully fund it, arguing instead that the subsidiary hospitals, or even the individual employees named as defendants, should pay. Those hospitals, the insurer contends, are “either unable or unwilling to pay.”

